sell my fire-damaged house San Diego

Figuring out the least stressful way to sell a house after a fire in San Diego is incredibly important to both your personal sanity and your family’s well-being. California’s fires are devasting to real estate and to people. In 2022, 876 buildings suffered from fire damage in California through 7,667 total incidents. That means hundreds of families were trying to decide how to sell a fire-damaged property after dealing with such major devastation. Although San Diego County sits along the Pacific Ocean, that doesn’t mean it’s safe from fires. Back in 2003, the Cedar Fire burned 280,278 acres across San Diego.

If you have wondered how can I sell my fire-damaged house in San Diego CA, this informative guide will highlight options to help prepare you and your family.

 

Can You Sell a House with Fire Damage in San Diego

Regardless of the severity of the burnt damage, you can legally sell your house with fire damage in San Diego. As a homeowner, you must disclose all information you know about the fire. This can include details such as:

  • Preventative measures that the San Diego fire department took to put out the fire
  • Smoke damage inside your home
  • Structural issues caused by the fire

Any situation of a San Diego resident’s personal home burning to the ground is heartbreaking. Fortunately, there is a light at the end of the smoky tunnel. You can successfully sell a fire-damaged property in San Diego by finding the right buyer. Of course, the charred wood and burn marks through your home will scare away most buyers. That’s probably for the best. The last thing that anyone needs is an inexperienced homebuyer trying to repair a fire-damaged property and not knowing what they’re doing.

Who buys homes with fire damage in San Diego? SD House Guys do! We purchase houses in any condition, even when a fire has burned through the majority of the property. Rest assured that you can sell your fire-damaged property in San Diego to a homebuyer that you can trust. We only make offers on projects that we are confident taking on. We accompany our cash offers with a $5,000 – $15,000 EMD depending on the deal to show sellers that we are serious. After dealing with such a horrific and traumatic experience, consider selling your property with fire damage to a local homebuyer like us.

The Quickest Way to Sell My House After a Fire

Smoke damage from a severe fire can completely ruin the interior of a home. Unfortunately, California suffers from fires constantly. The draughts that we’ve had over the past decade don’t help either! Although we can’t control the weather, we can control how we react to a fire. To prepare and protect your asset – aka your piece of real estate – make sure that you get homeowners’ insurance. That will help you get some money back after the fire passes through.

The next thing you can do to prepare is to find someone who will buy your fire-damaged home. Selling your house after a fire in San Diego is less stressful when you already have a buyer lined up. SD House Guys will purchase your fire-damaged property as-is, without requiring you to make any repairs. Working with us is the quickest way to sell your house in San Diego. SD House Guys can help with nearly any real estate situation – even a bad fire.

We Buy Fire Damaged Homes in San Diego

selling a property after a fire

Our company buys fire-damaged houses in San Diego, CA as-is. We don’t require you to renovate anything within or around the property before we buy it. Regardless of the smoke damage, burnt interior, or charred yard, our team will purchase it from you in its current condition. This alleviates you and your family from having to repair your home that recently suffered from fire damage. Renovating fire-damaged homes is extremely difficult. Although many parts of the home may appear salvageable, smoke damage and heat oftentimes ruin the interior.

Do you know someone dealing with fire damage somewhere else in San Diego County? Pass along our information! Our company can help someone trying to sell a house in Oceanside, CA. That’s about as far north as we go in North County SD. Our company buys homes in Chula Vista as well. Our goal is to help as many homeowners in need throughout Southern California that has dealt with a fire.

 

Selling a House After a Fire in San Diego: Recommended Timeline

selling a fire-damaged property San Diego

Selling a house after a fire in San Diego doesn’t take long when working with a homebuyer like us. The timeline – from start to finish – for selling a fire-damaged property is about 30 days. Typically, if there was no fire or smoke damage, we buy houses within 14-21 days. However, when the fire burns through wooden beams and walls in the house, it can make the property structurally unsafe. Depending on the severity of the fire, our company brings out a structural engineer to analyze things like:

  • Foundation
  • Primary structural and supporting beams
  • Roof

Instead of dealing with this property, consider working with us and getting cash for your property. If you have thought that I need to sell my fire-damaged house in San Diego, contact our team today. We are here to help you and your family rise from the ashes and move on to the next chapter.

 

Tips on Selling a Fire-Damaged Home in San Diego

The best place to start when selling a home after a fire in San Diego is to speak with local homebuyers. They know the area, the laws, and any existing city requirements that will need to be worked around. SD House Guys have been buying fire-damaged homes for +7 years. We can help you and your family navigate this traumatic and stressful situation with your property. Our goal is to make things easy and stress-free. Our team can close within as little as 30 days (sometimes 21 days if everything lines up).

 

Does Your Property Insurance Cover Fire Damage?

Having a solid property insurance plan is EXTREMELY crucial for any homeowner in California. No home is technically ‘safe’ from a fire in CA. Take the necessary precautions to protect your home from California fires.

“You’d rather have it and not need it, than need it and not have it”.

Read your insurance policy to find out how much fire damage it covers for personal items, personal property, and your home itself. It’s important to have a robust insurance policy in case of fires. Read through the policy and make sure it covers things like smoke damage from the fire and water damage from the fire department. Also, make sure that your insurance covers multiple ‘causes’ of the fire. For example, if you start it by cooking too much popcorn in your kitchen, you’ll want the homeowner’s insurance policy to cover that too.

 

Can I Sell My Fire-Damaged House After Getting Paid By Insurance

sell my house after a fire

Absolutely! That is what homeowner’s insurance is for. After you get paid out by the insurance company, you can still sell your fire-damaged house and make money. If your insurance company is slow to reimburse you for your fire-ridden home, you can sell it before then as long as you let them know.

Wildfire insurance is necessary for homeowners that live here. If you have trouble finding fire insurance in California, don’t give up. It’s worth the effort upfront to protect your home against flames, smoke, and fires.

Although fires are terrible situations, getting paid twice is nice. If you have wondered can I sell my house with fire damage in San Diego after receiving a check from insurance, the answer is yes. Filing a claim with your homeowner’s insurance company is the first step you should take after dealing with a fire in your home. The insurance process can take months. Any opportunity to get a head start on getting paid for your fire-damaged home is worth taking.

Sell My Fire-Damaged Home with a Realtor

Unfortunately, not many homebuyers are looking for fire-damaged properties in California. People try selling fire-damaged homes in San Diego on the MLS with a realtor but don’t always have great luck. Unique situations like this are normally better suited for real estate investors and house flippers. They are used to completely renovating homes and look forward to tough projects like these. SD House Guys will buy your house with fire damage and pay you cash. Contact our team if you need to sell a house after a fire in San Diego CA.

How to Repair a Fire-Damaged House

Repairing a fire-damaged house is hard. There are additional layers of destruction that you need to consider when fixing it up. Smoke damage runs deep. Structural issues can worsen, causing properties suffering from fire damage to be deemed unsafe. The city of San Diego can place a code violation on your property deeming it unsafe to live in because of the fire damages it suffered from. We buy houses with code violations from fire damage in San Diego. Call our team to get help with your property.

Repairing a Fire-Damaged House Before Selling

There’s usually no need to repair a fire-damaged house before selling it unless the damage is minimal. Ideally, you had homeowner’s insurance and filed a claim after the fire. This way, you’ll get a check from your insurance company for the damages. For properties that are severely damaged, it’s usually easier to just sell them. If you have wondered how can I sell my house after a fire in San Diego CA, contact a homebuyer like SD House Guys. We buy fire-damaged homes in as-is condition. 

Costs to Repair a Fire-Damaged Property

Most people cannot calculate the costs to repair a fire-damaged property unless they’re experienced in the real estate industry. There are countless factors to consider. Supply costs and labor costs have continued to rise over the past few years. This additional layer makes it even less appealing to try repairing a property after a fire.

Homeowners are sometimes already dealing with financial struggles when a fire hits. For example, households dealing with foreclosure are common in certain parts of San Diego. Imagine having to deal with late mortgage payments while battling a fire. Instead, you can sell your home with fire damage in San Diego without completing any repairs yourself. This saves months of time (and stress), along with thousands of dollars in repair costs.

How do you Calculate Fire Damage Cost?

Create a list of all your personal belongings and items that were destroyed after the fire. From here, you can begin to calculate the total financial losses suffered from the flames. Your homeowner’s insurance policy will dictate what is covered and by how much. Aim for more than less. By asking for more, hopefully, your property insurance company covers most (or all) of your losses.

Dealing with the Emotional Trauma of Your Home Burning Down

Dealing with the emotional trauma of your home burning down is about the worst thing that can happen to a California family. Sentimental items, memories, and valuable things can all be lost in the flames of a terrible fire. If this happens to you, know that there is hope!

Although money is everything, it helps during a traumatic time like this. For those that need to sell a house with fire damage in San Diego, our team is here to help. We will buy your home after fire damage without requiring any repairs to be completed. As a local homebuyer in San Diego County, we aim to remove any stress from an already stressful situation. Selling a fire-damaged property in San Diego is easy when working with a company that you can count on.

sell my house after a fire San Diego